Stevens - The Institute of Business & Arts is committed to providing it's students and prospective students the information they need to make decisions about their education. Our Consumer Information site is intended to supplement information provided in our Catalog and other publications. This supplemental information may be located, either in publications, on our website, or on a third-party website (e.g., the College Navigator website maintained by the National Center for Education Statistics). This page also serves to notify current and prospective students regarding the availability and location of consumer information in accordance with certain state and federal laws applicable to our school. For assistance with any of the consumer information discussed herein, prospective and current students may send inquiries to firstname.lastname@example.org.
Siba's catalog contains a wide variety of consumer information, including information relating to academic programs, facilities, courses, costs, financial aid, and institutional policies. Click here to see the catalog.
Questions relating to our catalog can be emailed to email@example.com.
Stevens-The Institute of Business & Arts is proud to be accredited by the Accrediting Commission of Career Schools and Colleges (ACCSC), a private, non-profit, independent accrediting agency recognized by the U. S. Department of Education.
Accreditation assures students that an institution has met the standards of a respected voluntary peer review process. The integrity and honesty of an institution is fundamental and critical to the process, thus accreditation serves as an indication of institutional quality. Accredited schools agree to, and must meet or exceed, the ACCSC Standards of Accreditation. Siba employs professional faculty, offers facilities and equipment to the public designed to meet the educational objectives of the institution, and ensures that the financial and organizational structure of the school has stability and permanence in the educational community.
Since 1965, the Accrediting Commission of Career Schools and Colleges (ACCSC) has been at the forefront of establishing and advancing quality education at postsecondary schools and colleges. To learn more about ACCSC, visit their website at www.accsc.org.
Any student who has a complaint relating to Title IV eligibility or administration, the quality of education received at Siba, or accreditation standards of ACCSC should submit that complaint to any or all of the following:
Cynthia Musterman, President
Stevens-The Institute of Business & Arts
1521 Washington Avenue
St. Louis, MO 63103
U.S. Department of Education
400 Maryland Avenue, SW
Washington, D.C. 20202
Missouri Department of Higher Education
205 Jefferson Street
P.O. Box 1469
Jefferson City, MO 65102-1469
Missouri Attorney General's Office
Supreme Court Building
207 W. High St.
P.O. Box 899
Jefferson City, MO 65102
Siba will also make available upon request a copy of our accreditation, licensure, or approval documentation. To request a copy of any such documentation, students should submit a written request to firstname.lastname@example.org.
Siba offers degree programs in
Interior Design, Retail Management/Fashion Merchandising, Paralegal Studies, Business Administration, and Graphic Design. Detailed information about our programs is available in our
online course catalog. You may also click on each of the programs above to be linked to their respective pages on our website.
We encourage prospective students to visit our programs pages for the additional information they offer. Prospective students should also note that Siba continually considers changes in program content, materials, schedules, and sequences of courses in our programs in the interest of improving our student’s education experience, or where deemed necessary due to industry changes, academic scheduling, or professional requirements. Students may inquire as to whether any plans exist for improving or otherwise altering a particular program by emailing email@example.com.
Textbooks are rented to students each quarter at the cost of a $200-$250 textbook and lab fee. Textbooks for each course are outlined in the respective class' syllabi. Questions relating to textbook information may be directed to firstname.lastname@example.org.
Campus & Facilities
Siba’s 21,000+ square foot campus is located at 1521
Washington Avenue, in a 4-story historical building that was completely
renovated in 2010. The campus is
situated in the heart of the St. Louis Loft district, within walking distance
of attractions such as the City Museum, the main branch of the St. Louis Public
Library, Busch Stadium, Scottrade Center, St. Louis Union Station, the Gateway
Arch, America’s Center, as well as numerous parks, coffee shops, boutiques, and
restaurants. The campus is accessible by
public transportation, and there are a number of public parking lots close
The interior of the building was designed specifically for Siba’s
needs and provides ample space for instruction, study, and social
interaction. The equipment for the
students’ training is up-to-date and complies with standards of the business
and design worlds.
Questions relating to facilities may be directed to email@example.com.
Our Career Services Department offers a variety of practical resources that teach students to create a compelling resume, interview successfully, network, and behave professionally in a variety of situations. We also work one-on-one with students to coordinate internships and externships in their field.
While Siba does not and cannot guarantee that its graduates will obtain employment, or employment in any particular field, we are committed to fully preparing graduates to enter the workforce. For more information about Career Services or to speak with our Career Services director, please contact Emily Huey at firstname.lastname@example.org. You can also visit our
Student Resources page to learn more.
Campus Faculty and Other Instructional Personnel
Individuals may request the names of the faculty and instructional personnel employed at a Stevens - The Institute of Business & Arts by emailing email@example.com or by visiting our
Federal Retention Rate: In accordance with federal law, Siba also must make available the retention rates it reports to the U.S. Department of Education. The Federal Retention Rate, as defined by the Department, is a measure of the rate at which students persist in their educational program at an institution, expressed as a percentage. More specifically, each year it is the percentage of first-time degree- or certificate-seeking students from the previous fall who either re-enrolled or successfully completed their program by the current fall. Like the Student-Right-to-Know graduation rate, the Federal Retention Rate is calculated at the school level (i.e., there is one rate for the entire school, not a rate for each specific program). Siba has a 75% retention rate of certificate – or degree-seeking first-time full-time undergraduate students. This data can also be obtained from the College Navigator site.
Placement rates are calculated on a fiscal year basis and are reported to our accreditation agency, The Accrediting Council for Independent Colleges and Schools. The Accrediting Council for Independent Colleges and Schools also determines the methodology we use to calculate our placement. We consider all graduates for the fiscal year with the exception of the following kinds of students: those who cannot be placed due to health reasons, those who cannot be placed due to military placement, those who cannot be placed due to Visa restrictions, and those who cannot be placed due to continuing education. Click here for a list of positions our graduates are prepared for upon receipt of their degrees.
Federal Student-Right-to-Know Graduation Rate: Pursuant to the Student Right-to-Know Act, Siba determines and makes available each year the graduation rate of degree-seeking, first-time, full-time, undergraduate students. It’s important to note that the Student Right-to-Know graduation rate is calculated at the school level. In other words, there is one rate for the entire school, not a rate for each specific program. Certain institutions also are required to calculate and distribute graduation or completion rates for students receiving athletically related student aid, as well as transfer-out rates. These requirements are not applicable to Siba.
The Student Right-to-Know rate is based on a "cohort” study; that is, a group of students who are first-time freshmen who are enrolled full-time and are degree-seeking is identified in a fall term and their graduation rate is measured over a period of time (
i.e., the total number of students in the cohort who earn either a degree, a certificate, or who successfully completed a two-year-equivalent transfer-preparatory program). The rate does not include students who left the school to serve in the armed forces, on official church missions, or in the foreign service of the federal government. Students who died or were totally and permanently disabled also are excluded.
The most recent Student-Right-to-Know graduation rate is available on the U.S. Department of Education’s
College Navigator website, located at http://nces.ed.gov/collegenavigator/?q=stevens&s=MO&id=178767. In addition to providing the overall graduation rate, the College Navigator website also provides the Student-Right-to-Know graduation rate disaggregated by:
- Major racial and ethnic subgroup (as defined by the U.S. Department of Education)
- Recipients of a Federal Pell Grant
- Recipients of a subsidized Stafford Loan who did not receive a Pell Grant
- Students who did not receive either a Pell Grant or subsidized Stafford Loan
Services for Disabled Students
Siba is committed to providing an accessible and supportive
environment for students with disabilities.
Siba does not discriminate on the basis of disability against otherwise
qualified individuals in any program, service or activity offered by Siba. Equal access for qualified students with
disabilities is an obligation of Siba under Section 504 of the Rehabilitation
Act of 1973 and the Americans with Disabilities Act of 1990. Siba is committed to insuring that no
otherwise-qualified individual with a disability is excluded, denied services,
segregated or otherwise treated differently than other individuals because of
the absence of auxiliary aids or other appropriate services, however,
accommodations cannot result in an undue burden to Siba or fundamentally alter
the requirements essential to a program of instructions. Questions regarding the college's disability policy can be directed at firstname.lastname@example.org.
currently does not have a policy for vaccinations
Transfer of Credit
Prospective and current students should
- that Stevens - The Institute of Business & Arts will accept credits earned at another institution; or
- that another institution will accept credits earned at Stevens - The Institute of Business & Arts.
Transfer credit is credit recognized from another educational institution. During the admissions process, applicants may request that credits earned at another post-secondary educational institution be transferred to Siba. All requests for transfer of academic credit must be accompanied by official transcripts from institution(s) previously attended and will be evaluated on an individual basis. Only courses taken at accredited post-secondary institutions where the student has earned a grade “C” or better will be considered for transfer.
Some graduates decide at the time of graduation, or at a later date, to further their education at another college or university. Course transferability, regardless of the institutions involved, is always determined by the accepting educational institution. Graduates or students who are considering transferring from Siba to another institution should inquire at the Admissions Office of the college or university to which they wish to transfer, and ask for an evaluation of their Siba transcripts (along with any other transcripts they may have) for the purpose of transferring those credits to that institution.
Additional information regarding the transfer of credit to other institutions is available in the Campus Catalog.
Questions relating to transfer of credit may be directed to email@example.com
College Navigator Website
The National Center for Education Statistics (NCES), a division of the U.S. Department of Education, is the primary federal entity responsible for collecting and analyzing data related to postsecondary education in the United States. Each year, NCES collects a broad range of information from postsecondary institutions through the Integrated Postsecondary Education Data System. Much of this information is then sorted, organized, and presented to the public on the College Navigator website, which is managed by NCES.
Information pertaining to Stevens - the Institute of Business & Arts The College Navigator website is located at the following URL:
Gainful Employment Disclosures
Federal regulations that went into effect on July 1, 2011, include a provision that requires postsecondary institutions to disclose to prospective students certain information about each of their “gainful employment” programs. For institutions like Siba, a program is a gainful employment program if eligible students enrolled in the program can obtain federal financial aid. The specific information that must be disclosed for each gainful employment program is as follows:
- The name and U.S. Department of Labor's Standard Occupational Classification (SOC) code of the occupations that the program prepares students to enter, along with links to occupational profiles on the U.S. Department of Labor's O*NET Web site or its successor site.
- The on-time graduation rate for students completing the program.
- The tuition and fees the institution charges a student for completing the program within normal time.
- The typical costs for books and supplies (unless those costs are included as part of tuition and fees), and the cost of room and board, if applicable.
- The job placement rate for students completing the program.
- The median loan debt incurred by students who completed the program.
Siba maintains a distinct webpage, or “Program Page,” for each gainful employment program offered at our school. To learn more about each of our programs and to find respective Gainful Employment data, go to
http://siba.edu/, select the menu button in the top right corner of the homepage, and select programs from the drop-down list. Then select which program you wish to find gainful employment data on. Gainful Employment data is linked in the lower right portion of each program page.
Student Body Diversity
Pursuant to federal law, colleges and universities must make available to current and prospective students information about student body diversity, including the percentage of enrolled, full-time students in the following categories:
- Self-identified members of a major racial or ethnic group
- Federal Pell Grant recipients
This and additional information relating to the student body diversity at Siba can be accessed on the U.S. Department of Education’s
College Navigator website.
Questions relating to student body diversity may be directed to firstname.lastname@example.org.
The Family Educational Rights and Privacy Act (FERPA)
Stevens - The Institute of Business & Arts seeks to ensure the accuracy and privacy of student records. To this end, our organization adheres to the guidelines of the Federal Educational Rights and Privacy Act (“FERPA”), as amended, a federal law that protects student information and affords students who are currently or were formerly enrolled, regardless of their age or status in regard to parental dependency, the following rights with respect to their education records.
- The right to inspect and review the student's education records within 45 days of the day the institution receives a request for access.
- The right to request the amendment of education records the student believes are inaccurate, misleading, or otherwise in violation of the student’s privacy rights under FERPA.
- The right to provide written consent before the institution discloses personally identifiable information from the student's education records, except to the extent that FERPA authorizes disclosure without consent.
- The right to file a complaint with the U.S. Department of Education concerning alleged failures by the institution to comply with the requirements of FERPA. Following, we have set out a more detailed discussion of each of these rights and guidance regarding the manner in which they may be exercised.
- The right to inspect and review the student's education records within 45 days of the day the institution receives a request for access.
With certain exceptions, an “education record” is defined under FERPA as any record (1) from which a student can be personally identified and (2) that is maintained by the institution.
A student wishing to inspect his or her education records should submit to the Registrar a written request that identifies the record(s) the student wishes to inspect. The school will make arrangements for access and notify the student of the time and place where the records may be inspected. If the records are not maintained by the Registrar, the Registrar will advise the student of the correct official to whom the request should be addressed.
Copies of requested educational records will only be provided in the event that circumstances effectively prevent a student from exercising the right to inspect and review the education records requested and no other feasible arrangements can be made. In such instances, a fee may be charged to cover the production of copies.
The right to request the amendment of education records the student believes are inaccurate, misleading, or otherwise in violation of the student’s privacy rights under FERPA.
To question the accuracy of education records, students should first informally confer with the custodian or originator of the record at issue. A student who then wishes to ask the school to amend a record should write the official responsible for the record, clearly identifying the part of the record that he or she believes should be amended and the basis for why it should be amended.
If the school decides not to amend the record, it will notify the student in writing of the decision and the student’s right to a hearing with school officials regarding the request for amendment. Additional information regarding hearing procedures will be provided to the student when notified of the right to a hearing.
Note: The above procedure shall not be available to challenge the validity of a grade or score given by an instructor or any other decision by an instructor or official, but only whether the recording of such grade or decision is accurate or complete.
The right to provide written consent before the institution discloses personally identifiable information from the student's education records, except to the extent that FERPA authorizes disclosure without consent.
Students may consent to their school disclosing personally identifiable information from the student’s education record to a third party. This consent must be made to the Registrar, in writing, signed and dated by the student, and must (1) specify the records to be disclosed, (2) state the purpose of the disclosure, (3) and identify the party to whom the disclosure is to be made. This release requirement is applicable to disclosures to parents or other family members who inquire about a student’s education record.
Significantly, there are instances in which a school is permitted to disclose a student’s education records without consent. Examples of such instances include, but are not limited to: responding to school officials with a legitimate educational interest; in compliance with a judicial order or pursuant to a lawfully issued subpoena; to officials of another school in which the student is enrolled or seeks or intends to enroll (in these cases Siba intends to forward the information upon request); in the event of a health or safety emergency involving the student; or to parties otherwise authorized to receive the information pursuant to FERPA.
FERPA also permits institutions, within established guidelines, to disclose without a student’s consent information the institution deems “directory information.” This provision of FERPA enables institutions to provide beneficial services to students such as verifying enrollment for insurance purposes, verifying degrees earned for employment purposes, providing basic contact information so that students may contact each other, and so on. Siba has identified the following items as “directory information”: name, address, telephone number, e-mail address, date and place of birth, dates of attendance, major field of study, credit hours earned, degrees earned, honors and awards received, participation in official school activities, and most recent previous educational agency or institution.
Students may request that directory information not be released. That request should be made to the Registrar.
The right to file a complaint with the U.S. Department of Education concerning alleged failures by the institution to comply with the requirements of FERPA.
Students wishing to file complaints relating to FERPA matters may submit such complaints to the following office of the U.S. Department of Education, which administers FERPA:
Family Policy Compliance Office
U.S. Department of Education
400 Maryland Avenue, SW
Washington, DC 20202-5901
In addition, Siba encourages students to file any such complaints or concerns via the
Student Grievance Procedure located in the school’s Campus Catalog.
Students with questions regarding their rights pursuant to FERPA, or desiring additional guidance concerning the appropriate manner in which to exercise such rights at their school, can contact email@example.com.
Drug Abuse Prevention
Stevens-The Institute of Business & Arts is keenly interested in promoting the
academic, social, and spiritual achievement of all its students, as well as
their physical and emotional health and safety. This policy states the
necessary commitment between the college and the students that will encourage a
healthful study and work environment. The guidelines specified herein apply to
all full and part-time students, both residents and commuter, as well as to all
compliance with the Federal Drug-Free Schools and communities Act Amendment of
1989 (Public Law 101-226), Stevens Institute of Business & Arts has adopted
the following policy: No student, whether on the Stevens-The Institute of Business
& Arts campus or at an off-campus, college-sponsored activity, shall engage
in using, selling, bartering, loaning, giving, procuring for furnishing for
another, keeping or transporting for sale, bartering or loaning, directly or
indirectly, any illegal drug, drug paraphernalia (roach clips, water pipes,
cocaine spoons, etc.), or alcoholic beverage. All students are responsible for
the contents of their vehicles, residence apartments, or any other personal
or alcohol abuse can cause damage to body organs, physiological processes,
mental and emotional health or even cause death. In addition, drug or alcohol
abuse may cause harm to others. With those facts in mind, Stevens Institute of
Business & Arts has a wellness educational program by which students can
become educated toward prevention of alcohol and drug abuse. Scheduled
informative meetings will focus on education and treatment. Speakers will
encourage students to be informed and responsible for themselves and their
Information regarding Siba's drug and alcohol abuse prevention program and policies is
available here . Questions relating to policy can be directed to firstname.lastname@example.org.
Campus Safety and Security
Siba recognizes that campus security and safety are important issues. In recognition of this fact, and in keeping with applicable federal requirements, the college publishes a Campus Safety and Security Report each year. This Report discloses information concerning campus safety and security policies and procedures, as well as statistics regarding certain types of crimes reported to the campus and local law enforcement during the prior calendar year. Among other things, each Report includes policies and procedures relating to:
- Security Awareness
- Security of and Access to Campus Facilities
- Possession, Use, and Sale of Alcoholic Beverages of Illegal Drugs
- Sex Offenses and Offenders
- Reporting of Crimes and Emergencies
- Crime Statistics
This Report thus provides students, prospective students, employees, and prospective employees with key information regarding the security of the campus and surrounding areas, and ultimately, creates a safer, more secure campus environment.
The most recent Campus Safety and Security report can be downloaded here. To request a paper copy of the Campus Safety and Security Report, or for assistance with any of the information discussed therein, individuals may contact email@example.com.
Emergency Response and Evacuation Procedures
Siba's policy on Emergency Procedures is available by clicking here .
Institute of Business & Arts (“Siba”) complies with all U.S. Copyright laws
and regulations (Title 17,
U.S. Code). These laws prohibit the unlawful reproduction
and distribution of copyrighted works, which include the following categories:
- literary works
- musical works, including any accompanying
- dramatic works, including any accompanying
- pantomimes and choreographic works
- pictorial, graphic, and sculptural works
- motion pictures and other audiovisual
- sound recordings
- architectural works
legal penalties for violation of U.S. Copyright law can include injunctions, fines
and/or jail time. Educational
institutions can be subject to substantial damages for copyright infringement
using the institution’s network resources.
is against Siba policy for any student or employee to reproduce, distribute, perform,
or publicly display copyrighted material, or to make any copyrighted material
into a derivative work without the permission of the copyright owner. Use of Siba’s network, internet access,
storage devices, computers, and multifunction devices to facilitate a copyright
infringement is strictly prohibited.
This includes the use of unlicensed and/or unauthorized peer-to-peer
file services that promote copyright infringement. Violation of this policy by
a Siba student or employee will result in disciplinary action as appropriate
under the circumstances up to and including expulsion or termination from Siba and other legal actions.
Siba students and employees are expected to comply with applicable copyright
laws. Should Siba be notified of a
claimed copyright infringement or become aware of facts and circumstances from
which infringement is apparent, it will respond promptly by removing or
disabling access to the claimed infringing material. In addition, Siba reserves the right to disable
or restrict user access to its computers, network, internet, and multifunction
devices in the event of a copyright infringement.
Copyright laws do not grant unlimited rights to copyright owners. The laws provide exceptions in which use of
copyrighted material is considered “fair use” and is allowed (see 17 U.S.C
§107). This section contains a list of
the various purposes for which the reproduction of a particular work may be
considered fair, such as criticism, comment, news reporting, teaching,
scholarship, and research. The following
factors are to be considered in determining whether or not a particular use is
- The purpose and character of
the use, including whether such use is of commercial nature or is for
nonprofit educational purposes.
- The nature of the copyrighted
- The amount and substantiality
of the portion used in relation to the copyrighted work as a whole.
- The effect of the use upon the
potential market for, or value of, the copyrighted work.
Students and employees
should review the circular, “Copyright Basics,” published by the United States
Copyright Office for an overview of copyright law. This circular can be found at
Additional information can be found on
the website of the United States Copyright Office,
Agency Contact for Filing Student Complaints
If a student feels that he or she received an inappropriate grade, was wrongly placed on attendance or academic probation, was administratively withdrawn for no valid reason, was dropped from a class for excessive absences where extenuating circumstances exist, or was unfairly treated in any other way, an appeal or grievance may be filed as follows:
- The student must submit a written appeal to the President within ten working days of the student’s notification of the determination being appealed. The appeal should include the
reasons the student believes the action being appealed was wrong or inappropriate.
- The Appeals Committee will assess the written appeal, may interview the student, and will then determine whether the student’s appeal should be granted.
- The Committee or the student may ask for input from other members of the faculty or staff or from other students.
- The Appeals Committee has the authority and responsibility for confirming, rejecting, or modifying the original action taken. The decision of the Appeals Committee is final and cannot be appealed.
- The student will be notified in writing of the outcome of the appeal by the President or her designee.
- Students not satisfied with results of the Siba Appeal Process may pursue further resolution of complaints through the following agencies:
The Accrediting Commission of Career Schools and Colleges
Attention: Executive Director
2101 Wilson Boulevard, Suite 302
Arlington, Virginia 22201
Coordinating Board of Higher Education
Attention: Mr. Leroy Wade
205 Jefferson Street
P.O. Box 1469
Jefferson City, MO 65102-1469
Phone: (573) 751-2361
Toll-free: (800) 473-6757
Fax: (573) 751-6635
Constitution Day commemorates the formation and signing of the U.S. Constitution by thirty-nine brave men on September 17, 1787, recognizing all who are born in the U.S. or who by naturalization have become citizens.
Each year on September 17, Siba celebrates Constitution Day through activities and educational programming. In the event September 17 falls on a Saturday, Sunday, or holiday, Constitution Day activities are held during the preceding or following week. Below we have provided links to Constitution Day resources available on the Internet.
Questions relating to Constitution Day may be directed to firstname.lastname@example.org
About the Signers
Charters of Freedom
Constitution Day, Inc.
The Constitution Game
James Madison Papers
National Constitution Center
U.S. Voter Registration
Siba recognizes the right to vote as one of the fundamental, cherished elements of American democracy. As you know, it is a right that has been secured and maintained only at great cost, with many Americans having made the ultimate sacrifice to ensure its preservation. Indeed, even today, people across the world struggle to win the right to vote for their own people.
Because registering to vote is the first step one can take toward a lifetime of responsible, effective citizenship, Siba encourages its students and employees to register to vote, and to exercise this powerful and beloved right.For your convenience, we also have set out select state voter registration websites below:
Individuals also may visit their local post office to obtain a voter registration form, or visit the U.S. Election Assistance Commission at http://www.eac.gov/voter_resources/register_to_vote.aspx to obtain a National Mail Voter Registration form. Each state has a different deadline for voter registration, but in most states, individuals will need to register at least 30 days before an election.
Students or employees with questions regarding voter registration may request assistance via email at email@example.com.
Financial Aid Information
Siba charges tuition by the quarter at $265 per credit
hour. Additional charges include: (1)Interior Design student’s supplies cost between $575 and $600, (2) Graphic Design Associates student's supplies cost between $350-$500, (3) Graphic Design Associates Bachelor's student's supplies cost between $350-$500, (4) as well as a
$200-$250 quarterly textbook rental fee. Additional information about our program costs can be found
Types of Aid
Federal Financial Aid is available to Siba students
in the form of Pell Grants, Subsidized Loans, Unsubsidized Loans, and PLUS
Loans. Students wishing to take out
Federal loans must complete online Entrance Counseling and attend Entrance Counseling provided by the Director of
Financial Aid at Orientation.
Pell Grant amounts vary depending upon need and do not have to be paid back by the student. Subsidized and Unsubsidized loan amounts vary and depend on the student’s grade level in school. A student’s ability to qualify for a subsidized loans also depends on the Estimated Family Contribution (EFC) that is determined from their Free Application for Federal Student Aid (FAFSA).
Siba also offers periodic need and merit based scholarships
provided by the non-profit, 501(c)(3) organization The Siba Scholarship Fund.
The school also accepts all cash scholarships from schools, churches, civic
groups, and other organizations. Siba does not offer state aid programs. Siba does not offer any employment that is
a part of the financial aid package or FSA funds for study abroad programs.
How to Apply
Students wishing to take out Financial Aid must file a Free
Application for Federal Student Aid (FAFSA).
This application can be found at FAFSA.ed.gov. The Siba Financial Aid office receives the filing of the application and
the amount a student is able to receive in Pell grant and loans. In addition to the FAFSA, students must complete a Loan Release form and Siba Loan Borrowing Policy. Forms are available for download on Siba's financial aid webpage.
Each quarter the Pell and loan
funds are electronically deposited in the student’s account.
Students who wish to borrow money beyond the cost of tuition
may do so for education-related expenses only.
These funds will be paid to students in the form of a check after
the second week of school for returning students and 30 days after the first
day of school for new students. This check will be made available in the Financial Aid office.
requirements from the Department of Education, Siba submits student loan and
Pell data to the National Student Loan Data System (NSLDS). Information is
accessible to authorized users only. Students may access their own NSLDS record
by going to
Siba is committed to ensuring that students are fully aware
of all their options when it comes to student loan repayment. Students are
individually counseled on repayment during exit counseling when they withdraw or graduate, at which time students are required to complete online counseling through the Department of
website. A number of repayment options are available
to students. To see sample loan repayment plans and learn more about your
options from the Department of Education,
click here. Repayment
of loans and assessment of any interest may or may not be deferred until six
months after graduation or leaving school, depending on the type of loan. For more information on deferment and
forbearance please visit the Department of Education website:
Financial Aid Code of Conduct
Siba's Financial Aid Code of Conduct is available by clicking here.
Additional information is available at http://siba.edu/prospective-students/financial-aid as well as in our catalog.
Satisfactory Academic Progress
Federal regulations require Siba to
establish a satisfactory academic progress (SAP) policy to ensure all students
are making reasonable progress toward completing their degree. In determining
whether a student is making satisfactory academic progress, there are two
categories of minimum requirements that must be met: (1) the percentage of
classes successfully completed in relation to the number of classes attempted
(Rate of Progress), and (2) cumulative grade point average (CGPA).
The academic records of each
student will be reviewed at the end of each academic year (one academic year
equals three quarters) of enrollment to determine if the student is in
compliance with Siba’s SAP policy.
The chart immediately following
identifies in three columns the specific checkpoints during the student’s
program that minimum GPA requirements and minimum percentage of courses
successfully completed compared to those attempted, must be met, in order for a
student to be in compliance with Siba’s SAP policy.
|Credits Attempted||Required Rate of Progress||Required CGPA|
|Credits Attempted||Required Rate of Progress||Required CGPA|
Failure to Maintain SAP
Students failing to meet the
established guidelines must file an appeal to his/her Academic Dean. The appeal
must be based on one of the following: student injury or illness, the death of
a relative, or similar special circumstance. The appeal must explain why SAP
standards were failed and what has changed that will allow the student to make
SAP at the next evaluation. The Academic Dean will make the determination
whether to grant or deny the appeal.
If the appeal is granted, the
Academic Dean will develop an academic plan that, when followed, will insure
that the student will meet the standards by a specific time. Students who fail
the SAP check after the end of the probationary payment period may not continue
to receive aid, and will be dismissed from the college.
Maximum Time Frame
The length of a Bachelor’s degree at Siba ranges is 182 quarter credit hours (See pages 17-27 of the Catalog). The length of Associate of Applied Science degrees at Siba ranges from 90-94 quarter credit hours (See pages 28-33 of the Catalog). The maximum time frame permitted for completing a program is determined by multiplying the number of credit hours in the degree by 1.5 or 150%. Students who exceed their maximum timeframe of 150% of the credit hours in their degree before completing that degree will no longer be eligible for federal financial aid.
If a student changes his/her
program of study or increases the credential of his/her program (e.g. enrolls
in a B.A. or B.S. after being enrolled in an AAS program), the maximum time
frame of the new program or increased credential will be calculated by using
the number of credits required to complete the new program or increased
credential. The credit hours required to complete the new program or credential
will be adjusted (and accordingly, so will the maximum time frame to complete)
by any credit hours that are being transferred into the new program or
increased credential, whether they be from Siba or another institution (See
Transfer of Credits policy on pages 4-5). All attempted credit hours from the
previous Siba program or credential that are required by the new program or
increased credential will be used to calculate whether the student is making
Credit hours accepted from another
institution will be used in the student’s rate of progress and maximum
timeframe calculations, but not their cumulative grade point average.
Failed courses must be repeated
until required competencies are met.
When a failed course is repeated and passed, the passing grade will be
used in calculating CGPA, replacing the previous 0.0 or “F” calculation. However, all credits attempted will be used
in the student’s rate of progress and maximum timeframe calculations. Students will be charged additional tuition
when they fail a course and are required to repeat it. Students who have passed
a course but wish to repeat it may do so free of charge, provided there is an
open seat in the class. The highest grade earned in repeated courses will be
the grade used in the CGPA calculation.
When a student withdraws from a
course after the 2-week drop/add period, the credits from that course will be
included in the student’s rate of progress and maximum timeframe
calculations. The “W” grade will not
affect the student’s CGPA calculation.
Graduation requirements include a
minimum GPA of 2.00 and earning the required credits for the respective program
In addition, the U.S. Department of Education hosts various, free websites available to students that provide information regarding the regulations, requirements, and application for Federal Student Aid, including
www.ed.gov, www.fafsa.ed.gov, www.ed.gov.
Questions relating to financial aid may be directed to the Financial Aid Director or to firstname.lastname@example.org.
Withdrawal and Refund Policies
Siba's withdrawal and refund policies are outlined at length in the Catalog . A copy of the refund policy is also available by clicking here . Questions relating to withdrawal and refunds policies may be directed to email@example.com.
Return to Title IV
Siba's Return to Title IV Policy is available by clicking here.
Cost of Attendance
Siba charges tuition by the quarter at $265 per credit hour. Additional charges includes a $200-$250 quarterly textbook rental fee. Interior Design students may spend between $575 and $600 on supplies, Graphic Design students may spend between $350-$500 on supplies in each of the Associates and Bachelor's programs. You can learn more about the cost of our programs by visiting Siba's tuition and fees webpage. Additional considerations such as cost of living and transportation costs are calculated with our Net Price Calculator located on our Financial Aid Page. Questions relating to cost of attendance may also be directed to firstname.lastname@example.org.
Net Price Calculator
The purpose of the Net Price Calculator is to give first time, full-time students (and their parents) a better idea of what their “estimated” educational cost will be.
The estimates provided by the Net Price Calculator will provide you a general snapshot of what you can expect for planning purposes. The estimate provided is based on cost of attendance and financial aid provided to students in that program in the most recent award year (
e.g., 2014-2015). It is important to understand, however, that cost of attendance and financial aid availability change year to year, and awards are determined on an individual basis. Moreover, not all students receive financial aid. Therefore using the information provided, while helpful for planning, may only provide a partial overview of what you can expect to receive in financial aid.
Also, please keep in mind that actually
applying for financial aid is a separate process. In order to receive a federal financial aid award, for example, an eligible student must first submit the Free Application for Federal Student Aid, or “FASFA.".
Also, we have included the following glossary terms below, which may help explain the meaning of the terms used in the Net Price Calculator and how they relate to you.
- Estimated total price of attendance: Also referred to as the Cost of Attendance (COA). The cost of attendance is based upon average costs and educational expenses for a student in your category. The cost of attendance helps us to determine your financial aid award, but does not reflect the amount you owe Siba. You will receive a bill that shows your actual charges.
- Estimated Tuition & Fees: This number represents the cost of tuition for classes and any applicable fees.
- Estimated Room & Board: This amount is an average figure based on information gathered by Siba each year. It is expected that additional financial aid proceeds will be used to pay living expenses.
- Estimated Books and Supplies: This is an average amount you might spend on books and supplies.
- Estimated Other Expenses: Also referred to as Miscellaneous and Personal. This is an estimate of what you might spend during the school year on personal items, clothing, recreation and travel, and is not an amount billed by Siba.
- Estimated total Grant Aid: The median amount of grant aid, which is aid that does not have to be repaid (also known as gift aid) received by Siba students in your category. This amount includes Federal Aid (such as Pell Grant), as well as State & Institutional grant aid. It does not include any outside scholarships you may receive.
- Estimated net price: This is the price of attendance minus any grant aid you receive.
To access the Net Price Calculator please use the following link:
Questions regarding the Net Price Calculator may be directed to Siba's Financial Aid Director or submitted via email to email@example.com